Financing & Payment Options

All Synchrony HOME TM Credit Cards Accepted Here

Finance & Payment Options

No Interest if Paid in Full Within 12 Months* 

On purchases of $2,000 or more at Adams Furniture made with the Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum monthly payments required.

Adams Furniture accepts all Synchrony Home TM Credit Cards

Enjoy Everyday Benefits

2% Cash Back

on purchases under $299 paid as a statement credit.1

6 Months Promotional Financing

on purchases of $299 or more. 2

12 Months Promotional Financing

on purchases of $1,999 or more. 2

More Features

$0 fraud liability no annual fee 3 Check your balance and pay your bill on the go with the Synchrony HOME™ mobile app 4


What happens if I don’t qualify for the first financing offer?

If you do not qualify for the first financing offer, you may be presented with a subsequent offer (subject to credit approval) that can be used to complete the purchase. Adams Furniture works with multiple financing providers to present you with financing solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the financing solution to complete your purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

Which providers may present a financing offer when I apply?

Adams Furniture works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this financing offer, you may be presented additional offers from other providers, pending credit approval.

How do I pay my bill?

Each financing offer provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the financing offer you select.

Synchrony Bank

Pay Online: Register your account at and log in to easily manage and pay your bill.

Pay By Phone:
Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909.
Monday - Friday 7:30 AM - 12:00AM ET
Saturday 10:00 AM - 7:00PM ET
Sunday - Closed.

Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date.
Send payment to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061

Progressive Leasing

Pay Online: Register your account at

Pay By Phone: Contact Progressive Leasing Customer Service during business hours at 1-877-898-1970.

If I am approved, what happens next?

You’ll have the opportunity to accept or decline the offer. If you accept the offer, additional information and terms will be provided to you and you can proceed to complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

Financing Details

[^Subject to credit approval.]

Synchrony Bank:

Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.

* Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval by Synchrony Bank.

1Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1 –2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

2Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.

3For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.

4Data fees may apply.

Progressive Leasing:

The advertised service is a rental- or lease-purchase agreement (or in certain states, a rent-to-own agreement, a consumer rental-purchase agreement, or a lease agreement with an option to purchase) provided by Prog Leasing, LLC or its affiliates. It is not a loan, credit or financing. While no credit history is required, Progressive obtains information from credit bureaus. Not all applicants are approved. The initial payment is $50. All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments. You will not own the leased merchandise or acquire ownership rights unless you make 12 months of payments or exercise an early purchase option. Ownership by rental/lease agreement with Progressive
Leasing costs more than the retailer's cash price. Select items only. Cancel or
purchase early at any time. Not available in MN, NJ, VT, WI, WY.
Leasing available on select items. Merchant participating locations only. Not all applicants are approved or qualify for these terms. See lease for details. 


Synchrony Bank

CUSTOMER SERVICE 1.866.419.4096

Progressive Leasing

CUSTOMER SERVICE 1.877.898.1970