Financing & Payment Options

All Synchrony HOME TM Credit Cards Accepted Here

Finance & Payment Options

No Interest if Paid in Full Within 12 Months* 

On purchases of $2,000 or more at Adams Furniture made with the Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum monthly payments required.

Adams Furniture accepts all Synchrony Home TM Credit Cards

Enjoy Everyday Benefits

6 Months Promotional Financing

on purchases of $299 or more. *

12 Months Promotional Financing

on purchases of $1,999 or more. *

More Features

$0 fraud liability no annual fee * Check your balance and pay your bill on the go with the Synchrony HOME™ mobile app *

Questions?

What happens if I don’t qualify for the first financing offer?

If you do not qualify for the first financing offer, you may be presented with a subsequent offer (subject to credit approval) that can be used to complete the purchase. Adams Furniture works with multiple financing providers to present you with financing solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the financing solution to complete your purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

Which providers may present a financing offer when I apply?

Adams Furniture works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this financing offer, you may be presented additional offers from other providers, pending credit approval.

How do I pay my bill?

Each financing offer provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the financing offer you select.

Synchrony Bank

Pay Online: Register your account at mysynchrony.com and log in to easily manage and pay your bill.

Pay By Phone:
Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909.
Monday - Friday 7:30 AM - 12:00AM ET
Saturday 10:00 AM - 7:00PM ET
Sunday - Closed.

Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date.
Send payment to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061

Progressive Leasing

Pay Online: Register your account at
www.progressivelp.com/myaccount/login

Pay By Phone: Contact Progressive Leasing Customer Service during business hours at 1-877-898-1970.

If I am approved, what happens next?

You’ll have the opportunity to accept or decline the offer. If you accept the offer, additional information and terms will be provided to you and you can proceed to complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

Financing Details

[^Subject to credit approval.]

Synchrony Bank:

Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.


0% APR for 6 Months

On qualifying  purchases made with your Adam’s Furniture credit card, minimum purchase amount of $199. Equal monthly payments required for 6 months. Promo fee of 2% of amount financed will be included in required monthly payments.

Discounts may result in the qualifying purchase amount not being satisfied. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. 


0% APR for 12 Months

On qualifying  purchases made with your Adam’s Furniture credit card, minimum purchase amount of $1,999. Equal monthly payments required for 12 months. Promo fee of 2% of amount financed will be included in required monthly payments.

Discounts may result in the qualifying purchase amount not being satisfied. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Progressive Leasing:

The advertised service is a rental- or lease-purchase agreement (or in certain states, a rent-to-own agreement, a consumer rental-purchase agreement, or a lease agreement with an option to purchase) provided by Prog Leasing, LLC or its affiliates. It is not a loan, credit or financing. While no credit history is required, Progressive obtains information from credit bureaus. Not all applicants are approved. The initial payment is $50. All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments. You will not own the leased merchandise or acquire ownership rights unless you make 12 months of payments or exercise an early purchase option. Ownership by rental/lease agreement with Progressive
Leasing costs more than the retailer's cash price. Select items only. Cancel or
purchase early at any time. Not available in MN, NJ, VT, WI, WY.
Leasing available on select items. Merchant participating locations only. Not all applicants are approved or qualify for these terms. See lease for details. 

MANAGE MY ACCOUNT

Synchrony Bank

CUSTOMER SERVICE 1.866.419.4096

Progressive Leasing

CUSTOMER SERVICE 1.877.898.1970

Snap Finance

CUSTOMER SERVICE 1.877.557.3769

Acima

CUSTOMER SERVICE 1.801.297.1982

Koalafi

CUSTOMER SERVICE 1.844.937.8275