All Synchrony HOME TM Credit Cards Accepted Here
No Interest if Paid in Full Within 12 Months*
On purchases of $1,000 or more at Adams Furniture made with the Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum monthly payments required.
With the Synchrony HOME™ Credit Card
CASH BACK 1
on purchases under $299 paid as a statement credit.
Promotional Financing 2
on purchases of $299 or more.
- $0 fraud liability
No annual fee 3
- Check your balance and pay your bill on the go with the Synchrony HOME™ mobile app 4
JUST CLICK AT CHECKOUT
offers instant, personalized financing at checkout
We work with multiple lenders to find the best financing solution for you. See financing details for more information.
Frequently Asked Questions
1. What happens if I don’t qualify for the first offer?
If you do not qualify for the first offer, you may be presented with a subsequent offer (subject to credit approval) that can be used to complete the purchase. SatisFi from Synchrony works with multiple financing providers to present you with financing solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the financing solution that you choose to complete your purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
2. Which financial lenders work with SatisFi from Synchrony?
SatisFi from Synchrony works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this offer, you may be presented additional offers from the other lenders, pending credit approval.
3. How do I pay my bill?
Each financing provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the offer you select.
Pay Online: Select Manage My Account to set up your online payments.
Pay By Phone: Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909.
Monday - Friday 7:30 AM - 12:00AM ET
Saturday 10:00 AM - 7:00PM ET
Sunday - Closed.
Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to:
P.O. Box 960061
Orlando, FL 32896-0061
To manage your Progressive account or for more information, please click here
4. If I am approved, what happens next?
You’ll have the opportunity to accept or decline the offer. If you accept the offer, additional information and terms will be provided to you and you can proceed to complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
* Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval by Synchrony Bank.
1 Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1 –2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
2 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.
3 For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.
4 Data fees may apply.
Lease-To-Own Financing (Progressive):
90-Day Payment option, discounted early buyout 90 days
With the 90-day purchase option you can choose to purchase the item within 90 days of delivery and pay only the initial payment plus the invoice amount. After 90 days, the early buyout options vary. See lease or store for details
Easy payments are set up to come out automatically on your paydays
No Credit Needed: The application process is NO CREDIT NEEDED meaning that our decision to approve you for a lease is based on more than simply your credit score.
Approvals are good for up to 90 days