
Finance & Payment Options

All Synchrony HOME TM Credit Cards Accepted Here

Adams Furniture Credit Card By Synchrony Bank
Buy Now, Pay Over Time
One easy application to find the best financing for you so you can shop now and pay over time.
- Convenient Monthly Payments
- Special In-store and online deals
No Interest if Paid in Full Within 12 Months*
On purchases of $2,000 or more at Adams Furniture made with the Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum monthly payments required.
With the Synchrony HOME™ Credit Card

90-Day Payment option, discounted early buyout 90 days
With the 90-day purchase option you can choose to purchase the item within 90 days of delivery and pay only the initial payment plus the invoice amount. After 90 days, the early buyout options vary. See lease or store for details
- No Credit Needed: The application process is NO CREDIT NEEDED meaning that our decision to approve you for a lease is based on more than simply your credit score.
- Easy payments are set up to come out automatically on your paydays
- Approvals are good for up to 90 days

Financing Details
* Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval by Synchrony Bank.
1 Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1 –2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
2 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.
3 For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.
4 Data fees may apply.
Lease-To-Own Financing (Progressive):
90-Day Payment option, discounted early buyout 90 days |
With the 90-day purchase option you can choose to purchase the item within 90 days of delivery and pay only the initial payment plus the invoice amount. After 90 days, the early buyout options vary. See lease or store for details |
Additional Details |
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Eligibility Requirements |
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How do I pay my bill?
Synchrony