
Finance & Payment Options

All Synchrony HOME TM Credit Cards Accepted Here

Adams Furniture Credit Card By Synchrony Bank
Buy Now, Pay Over Time
One easy application to find the best financing for you so you can shop now and pay over time.
- Convenient Monthly Payments
- Special In-store and online deals
No Interest if Paid in Full Within 12 Months*
On purchases of $2,000 or more at Adams Furniture made with the Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum monthly payments required.
With the Synchrony HOME™ Credit Card

Progressive Leasing - Lease Purchase Option
90-Day Purchase option | Early Purchase Option
With the 90-day purchase option you can choose to purchase the item within 90 days of delivery and pay only the initial payment plus the invoice amount. After 90 days, the early buyout options vary. See lease or store for details
- No Credit Needed: The application process is NO CREDIT NEEDED meaning that our decision to approve you for a lease is based on more than simply your credit score.
- Easy payments are set up to come out automatically on your paydays
- Approvals are good for up to 90 days
†The advertised service is lease-to-own or a rental- or lease- purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.
†90-Day Purchase Option: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970.
†The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection.
†Early Purchase Options: Early Purchase Options: Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970.

Financing and Lease to Own Details
* Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval by Synchrony Bank.
2 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.
3 For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.
4 Data fees may apply.
Progressive Leasing:
90-Day Purchase option |
With the 90-day purchase option you can choose to purchase the item within 90 days of delivery and pay only the initial payment plus the invoice amount. After 90 days, the early buyout options vary. See lease or store for details |
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Eligibility Requirements |
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Progressive Leasing FAQ
Who is Progressive Leasing? |
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What is the Progressive lease-to-own purchase program? |
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What is lease-to-own or a lease-purchase program? |
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What type of items are available to lease from Progressive? |
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What is the process? How do I get started with a lease-to-own or lease-purchase option today? |
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What do I need to apply? |
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How long does my approval last? |
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Do you charge an application fee or any other up-front fee? |
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How much can I get approved for by Progressive’s lease-to-own purchase program? |
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Who do I contact if I have a question about my lease? |
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Who owns the merchandise? |
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Can I cancel my lease? |
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How do I make payments? |
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Where can I access my lease agreement? |
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How is a lease different than a credit transaction, financing or a loan? |
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Will a lease-to-own application impact my credit? |
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What is meant by “No Credit Needed”? |
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Is this a hard or soft inquiry (hit) on my credit? |
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What’s the difference between a hard and soft credit inquiry? |
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Does Progressive pull credit reports? |
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What other information does Progressive Leasing consider? |
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Does Progressive report to credit bureaus? Can I build up my credit by doing a successful Lease? |
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Does it matter that I have bad or no credit? |
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What will my recurring payment be? |
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When do my payments begin? |
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How long is the lease agreement? |
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Do I have the option of paying off my lease and owning the product(s) before the standard 12 months? |
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What if I can’t pay for my item within 90-days? |
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What if I can no longer afford my payments? |
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What if I need to change my payments or my payday changes? |
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How is the cost of my lease calculated? |
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Will I receive a monthly billing statement? |
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Are returns allowed? |
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What if my merchandise is defective or damaged? |
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What if my merchandise is lost or stolen? |
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How do I proceed if the store gave me the wrong item? |
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How do I pay my bill?
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